I'd like to see some snow. It's been so cold on the beach for two weeks I wish it would just snow and make this cold worthwhile. If it had been a few degrees colder last weekend we would have had a foot of snow I bet. The rain overnight was intense. If they still do horseback riding on the beach in the winter down there, you'd be alright. A warm saddle is where carmakers got their idea for putting heated seats in cars. 
Sounds divine, but I have a respect for horses that means I don't get near one lol. I've been on a horse once or twice as a kid and that's it. Our neighbor across the road was a Richmond mounted officer and kept his horse at his home and put me on it. That was enough.
I just toss on a few extra layers and get out there. If you keep moving it's not too bad.
Aww! They're sweet!!! This is Gizmo in Charlotte area about ten days ago after my son covered him with his blanket against the snow. Some stable in Huntersville where his GF keeps him! He has CA blood and was shipped to Huntersville recently. He's not used to cold temps! Sweetheart horse! Hilarious watching my son ride him. He's more like a pony. He used to ride my daughter's horse while growing up so he's not scared. And of course he had to show off for his GF.
Edit: most horses are very sweet actually. My husband rode our Arab bareback the first day we had him. No saddle and did well. He had some experience though. Like a dog, horses can feel if you are nervous, and go accordingly. Our Arab always rubbed up against him...almost knocking him over, because he loved him so much. He hated it when he was alone and not with us, and would run up to us just to have someone kiss his nose. When we boarded more horses at our farm, he was better about having to have us pay attention to him always, but still looked for us. I got up at 5 am every morning and fed them them separate bails of hay. When I say separate, the girls were mean, and I had to separate their hay many yards apart so the girls wouldn't kick the males to get their breakfast. If too close, the females would kick the gelding to get to to the food. The girl horses were the absolute worst and and geldings were fantastic! Always buy a gelding if your looking!

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