They tried a payout program for relocation or removal and it was very successful. Too successful. It lasted only 5 years.
www.ncrabbithole.com/p/rodanthe-nc-outer-banks-ocean-house-collapse
" From the Island Free Press:
“There was, back in the 90s, an amendment to the National Flood Insurance Program called the Upton Jones Amendment,” said Couch, “and it essentially paid 40% of the property policy to relocate the home, and paid 110% of the policy to demolish the home.”
“Well, in its short five-year existence, with the combination of hurricanes, the lunar tides, and some bad stuff weather-wise, it proved to be very [costly], and 75% of the applicants were for demolishing their homes,” added Couch. “So, as you can imagine, the insurance lobby put the kibosh on that pretty quickly.”
In 2008, the town of Nags Head passed a resolution asking Congress to reinstate the Upton Jones Amendment. A few years later, they learned the hard way that you can’t just force people to tear down houses that end up on the beach due to erosion. In 2010, the city condemned several houses and ordered them to be demolished, but the homeowners sued, asking for compensation or permits to make repairs. A state appeals court eventually ruled in favor of the homeowners and said only the state had the power to order a home demolished. That ruling that made local government leaders wary of trying to do that again."
It's been posted before, but here's a graphic of the receding shoreline.
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