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We Might Lose 2 in Rodanthe

RE: We Might Lose 2 in Rodanthe




Looking from the North.

Moonrise


Here is the almost exact same shot taken on 6/11/18. I know the right hand house well as I have stayed there before. It is called Winterobe.

What a difference 30 days has made. The dune moved back quite a bit.

curry301

That dune and the road behind it is gone. They put barricades up 2 weeks ago. The yello Pier House cottage is now Ofront.

Moonrise


Pic from 7/4/18 showing no dune.




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RE: We Might Lose 2 in Rodanthe




https://www.facebook.com/WeatherNation/videos/10156649518319874/


RE: We Might Lose 2 in Rodanthe




That house is 40 years old?


RE: We Might Lose 2 in Rodanthe




https://www.facebook.com/WeatherNation/videos/10156649518319874/

bosoxtodd


Wow. Last week there were people in there and it was intact. As I mentioned before, we almost rented the house just beside it the right (south).


RE: We Might Lose 2 in Rodanthe




https://www.facebook.com/WeatherNation/videos/10156649518319874/

bosoxtodd


Wow. Last week there were people in there and it was intact. As I mentioned before, we almost rented the house just beside it the right (south).

OBXRUS


My dream is waking up and drum fishing from my bedroom window whilst lying in bed sipping coffee. Now they're going to move it :(

Guess I have to find another rental for November.


RE: We Might Lose 2 in Rodanthe




Hurricane Chris

Moonrise


Hurricane? Wait, what did I miss? Its been a bit sloppily pleasant, but hurricane? and what happened to A&B storms?

I have to stay In more to keep up. Big grin

hatterasnc


Just live somewhere tropical and you will pay more attention. Alberto came in on the FL panhandle from the Gulf via Honduras. Beryl is still around I think...


RE: We Might Lose 2 in Rodanthe




Why are we paying for $250,000 coverage when they will depreciate your house 1% a year? Guess I better look at the policy again. They have you coming and going. You own the house, pay all of the insurance and taxes, but you can do nothing with it without asking all of the alphabet departments. That stinks!


RE: We Might Lose 2 in Rodanthe




https://www.facebook.com/WeatherNation/videos/10156649518319874/

bosoxtodd

Just wondering did they get it moved and are there any videos of the move ?


RE: We Might Lose 2 in Rodanthe




Oregon Inlet Idiots posted a shared video of them starting to move it. Looks like it lost the rest of the front decks. I keep watching to see how everything else on the street is faring as well as the pier. Does anyone know if the road is actually blocked by sand between Ocean Dr and Atlantic?

Katie


RE: We Might Lose 2 in Rodanthe




Oregon Inlet Idiots posted a shared video of them starting to move it. Looks like it lost the rest of the front decks. I keep watching to see how everything else on the street is faring as well as the pier. Does anyone know if the road is actually blocked by sand between Ocean Dr and Atlantic?

Katie

kthayer


Yes, that part of the street is gone for now. You can only access Ocean Dr. by Tradewinds from 12 and then Seabreeze Dr.


RE: We Might Lose 2 in Rodanthe




Oregon Inlet Idiots has updated photo on facebook page this am. House has been moved back! from the video they shared yesterday, apparently the decks were taken off on purpose prior to the move.


RE: We Might Lose 2 in Rodanthe




Why are we paying for $250,000 coverage when they will depreciate your house 1% a year? Guess I better look at the policy again. They have you coming and going. You own the house, pay all of the insurance and taxes, but you can do nothing with it without asking all of the alphabet departments. That stinks!

Limulus


NFIP flood insurance is a basic stopgap to prevent total financial devastation, at rates that are more affordable than private flood insurance. The program's purpose was to stopgap loss that would devastate a homeowner so that the homeowner could take a payout and rebuild elsewhere. The program wasn't designed to facilitate maintaining structures in flood prone areas or to promote restoring a home to original condition/rebuilding the home, the way typical structure insurance operates.


RE: We Might Lose 2 in Rodanthe




https://www.facebook.com/WeatherNation/videos/10156649518319874/

bosoxtodd


Wow. Last week there were people in there and it was intact. As I mentioned before, we almost rented the house just beside it the right (south).

OBXRUS


My dream is waking up and drum fishing from my bedroom window whilst lying in bed sipping coffee. Now they're going to move it :(

Guess I have to find another rental for November.

rpemers


Here ya go then. It's unit #122 in our company rental program. I have always said it should be named "fish from the deck".




RE: We Might Lose 2 in Rodanthe




Why are we paying for $250,000 coverage when they will depreciate your house 1% a year? Guess I better look at the policy again. They have you coming and going. You own the house, pay all of the insurance and taxes, but you can do nothing with it without asking all of the alphabet departments. That stinks!

Limulus


You need to ask more questions to your insurance company. There is no way your house would be covered for $250k, sorry but no. You don't insure the ground, just the house and flood insurance does not pay out the amount you have it covered for. Most people do not know or understand that. Flood insurance is like a Band Aid - it just stops the bleeding but does not make you whole again. It is pretty worthless insurance really.


RE: We Might Lose 2 in Rodanthe




Haven’t looked today, but the front decks fell off into ocean yesterday on Oregon inlet idiot pg, in a video by Kendra somebody.


RE: We Might Lose 2 in Rodanthe




Haven’t looked today, but the front decks fell off into ocean yesterday on Oregon inlet idiot pg, in a video by Kendra somebody.

judyk


Saw on the same page this morning that they got it moved. The decks were a planned drop as a part of it.


RE: We Might Lose 2 in Rodanthe




Haven’t looked today, but the front decks fell off into ocean yesterday on Oregon inlet idiot pg, in a video by Kendra somebody.

judyk


Saw on the same page this morning that they got it moved. The decks were a planned drop as a part of it.

rja3280


No kidding?! It sure didn’t look planned on the vid I saw.. learn something new everyday.


RE: We Might Lose 2 in Rodanthe




Why are we paying for $250,000 coverage when they will depreciate your house 1% a year? Guess I better look at the policy again. They have you coming and going. You own the house, pay all of the insurance and taxes, but you can do nothing with it without asking all of the alphabet departments. That stinks!

Limulus


You need to ask more questions to your insurance company. There is no way your house would be covered for $250k, sorry but no. You don't insure the ground, just the house and flood insurance does not pay out the amount you have it covered for. Most people do not know or understand that. Flood insurance is like a Band Aid - it just stops the bleeding but does not make you whole again. It is pretty worthless insurance really.

Tim-OBX


It's far more cost effective that the same coverage with the same limitations purchased on the private market. Although it was designed to be maintained by premiums paid in, that caused prices to rise drastically and then Congress intervened to stabilize premium costs. That in turn meant the fund could no longer meet its limited basis payouts for claims through premiums and has had to borrow from the treasury to cover claims since 2004. It then has to repay the treasury with interest, using general taxpayer dollars. So, if you think insured parties are getting a bad deal, consider how many Americans are contributing to the flood insurance for others.

It's definitely a program that needs a different sort of Congressional fix, but in an actual overhaul, not piecemeal like the last few rounds. They stabilized and lowered premiums, but opted not to immediately implement restrictions that would prevent multiple large payouts on the same property, which is a huge loophole that benefits the wealthy at the expense of many moderately situated owners of primary homes.


RE: We Might Lose 2 in Rodanthe




FWIW.. the above political twist on the multiple payouts problem is incorrect; that is just a complaint raised about ocean properties by those living in other flood prone areas, to try to push more cost on the ocean front areas. The overall issue has existed forever in NFIP and is not a problem just for large properties or ocean front houses or just rich people. It is the many smaller homes in flood prone areas that have been rebuilt multiple times that have been the biggest historical issue. The solutions applied have included to pay to move whole areas uphill or build new flood control system. Look up such efforts in Grundy VA or like Valmeyer IL to see the types of properties that have involved multiple NFIP payouts.

As an insurance program, the point that NFIP has been a political football is on-the-money. The terms 'cheap' and 'complete coverage' are not compatible when it comes to that. Everyone wants 100% coverage with no depreciation, but no one wants to pay for the actuarial premiums. So, it leads the chronic problem with gov't insurance programs... politicians get votes at the cost of less coverage or future higher premiums or funding out of general funds. Like Pogo said " We have met the enemy and they are us."


RE: We Might Lose 2 in Rodanthe




Saw on the same page this morning that they got it moved. The decks were a planned drop as a part of it.

rja3280
Perhaps 'expected' is the operative word? You can see it in the video: nothing was done to brace up the porches, so no surprise. I'd guess speed was deemed to be more important than anything.


RE: We Might Lose 2 in Rodanthe




Was this move planned before this latest incident? Had they already purchased the lot? Seems like a quick move!


RE: We Might Lose 2 in Rodanthe




Most likely moved to the back of the lot they owned.


RE: We Might Lose 2 in Rodanthe




I'm sure there is plenty of space, but on my lot, I could only move my house 12 feet before I would have to stop before I hit the setbacks for my septic field. Looks like a heroic effort. Any plans to repair beaches in Rodanthe, or is this a gamble they are going to see accretion soon?


RE: We Might Lose 2 in Rodanthe




Not sure beach nourishment will save these houses ultimately. Looks to be just a matter of time before the next row becomes oceanfront.




RE: We Might Lose 2 in Rodanthe




Tim, I am well aware of the fact our home is not worth a million dollars and I also admit we are poor. We were told we had to have flood insurance by the loan company. But at some point a home would depreciate to 0. What happens then? You are expected to pay premiums for the length of the loan and if I understand you correctly, you are paying this money for nothing. With regular home owner's insurance you are asked to have enough coverage to rebuild your home. Insurance at the beach you are pouring money down the drain. And you are not allowed to rebuild if the home is 51% damaged. Like I said, I will re-evaluating my flood insurance,